If you’re looking for a vacation home, consider Ruidoso, New Mexico!

The Ruidoso area is a vacation destination that’s perfect for the home buyer who wants to spend their time enjoying New Mexico in both winter and summer: Ruidoso, NM. Located along the crest of the southern Sierra Blanca’s in south central New Mexico, Ruidoso is surrounded by national forest and crowned with 2 nearby ski areas: Ski Apache and Ski Cloudcroft. However, it’s the summer activities that make this vacation home destination shine.

The town of Ruidoso is an artsy tourist community with plenty to offer vacationers looking for outdoor recreation and entertainment. Hiking trails lead through mountains and canyons; biking, horseback riding and fishing are within easy reach; and Ruidoso’s nine-hole golf course, downhill skiing and casino nightlife offer vacationers eco-friendly ways to enjoy the flavor of this quiet vacation destination.

Ruidoso vacation homes range from rustic cabins near the national forest to luxury vacation rentals that boast private hot tubs with mountain views. Ruidoso vacation homes are available for vacationers looking to rent by the week or month.

If you’re thinking about buying a vacation home in Ruidoso, NM, then here are some tips that may help you through the sometimes murky waters of vacation home ownership:

Renting vacation homes

Vacation rentals do not have to be a headache. In fact, vacation rental owners who advertise on vacation websites such as Flipkey, Airbnb or HomeAway can manage their vacation properties from anywhere with an internet connection. A vacation rental management company lets owners list their vacation homes so they can rent them when they’re not vacationing themselves.

Interest rates

If you plan to buy a vacation home with an FHA loan, then expect mortgage interest rates that are slightly higher than what you can get for a traditional home. However, vacation homes don’t require the same type of hefty investment that some other luxury properties demand, so vacation home buyers can count on a slightly higher interest rate to cover their vacation home’s down payment and other closing costs.


Vacation homes don’t require the same type of maintenance that traditional residences do, but they still need regular upkeep to ensure that they’re appealing vacation getaways for years to come. While rental management companies help owners keep vacation homes in prime condition, vacation home buyers themselves should be prepared to spend a few hours each week performing simple chores including general cleaning and lawn maintenance.

Vacation home insurance

Homeowner’s insurance is always a wise investment for vacation home owners, but vacation home insurance policies tend to be more expensive than they are for traditional residences because vacation homes are vacation destinations. Vacation renters expect to see vacation home amenities that include private hot tubs, saunas and fireplaces or wood-burning stoves.

Renting vacation homes

If you want to boost your vacation home’s appeal then you should rent out your vacation property when it’s not being used by you or your family. Vacation home vacation rental management companies like FlipKey and HomeAway manage vacation properties for vacation owners, offering vacationers the convenience of booking their vacation homes online.

If you’re thinking about buying a vacation home in Ruidoso, NM then contact the specialists us at Southern New Mexico Realty today!

This content is not the product of the National Association of REALTORS®, and may not reflect NAR's viewpoint or position on these topics and NAR does not verify the accuracy of the content.